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With Ripple, banks are able to handle international transactions much more efficiently.



The Team

Despite Ripple only gaining prominence in the last few years, Ripple, as a company has existed since 2004, though back then it was known as Ripplepay. Innovatively, at the time the team involved was already exploring options into creating a decentralized system where individuals or organizations could make their own money. Since those early days, Ripple has grown and changed shape in a number of ways, though the goal has more or less been the same.

As of today, Ripple is headed by CEO Brad Garlinghouse. Garlinghouse has a wealth of professional and technical experience previously serving as Yahoo!’s Senior Vice President, president of consumer applications at AOL, and held a board position at Ancestry.com, among many others.
The majority of the current team can be found on Ripple’s leadership page.

Technology

As a protocol, Ripple may be one of the most complex cryptocurrencies out there…

More than just currencies: Some of blockchain’s more interesting uses.




While most people think of BitCoin when they hear blockchain, the paradigm can be used for many more things. Here we take a look at some of the most exciting up-and-coming uses for it.

Blockchain, the backbone behind bitcoin and cryptocurrencies, is experiencing a boom. While some analysts dismissed it initially, and some consider it a fad even today, certain markets are listening. These markets aren’t worrying so much about cryptocurrencies or banking uses for blockchain. Instead, they are thinking of groundbreaking ways to use the technology.

It’s not an uncommon situation. Many of the things we use daily were originally created for something else. Particularly in the pharmacy field, medications originally created to deal with an ailment end up being used for something else. In technology, the same can happen, and several entrepreneurs are betting on blockchain for this.

New ideas for old markets

Blockchain is, i…

Experts define resilience as the power to overcome the unexpected. Over the last few years, when the cryptocurrency revolution was introduced, many investors criticized its survival. However, since 2017, the industry, despite facing many challenges, has shown significant resilience.

Now, it’s, in fact, clear that the industry is here to stay despite the ups and downs it has faced. Investors, who believed in cryptocurrencies like Bitcoin at the beginning, are already millionaires and billionaires. So, what can you learn from the crypto markets power to overcome its challenges?

Patience

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Blockchain and Humanitarian Fundraising




Since Ethereum raised the prospect of dApps being used for humanitarian purposes, many have wondered what that would look like. Now we may finally get to see one in action, one that may just revolutionize humanitarian aid throughout the world. And that organization is Go Help Fund, a blockchain for fundraising, built on top of the Ethereum platform.

How does it work?

Go Help Fund is a fundraising platform where people can fund causes big and/or small. Users will be able to donate either to individuals or NGOs, such as the Red Cross and UNICEF. By using blockchain technology, funding a cause can be made more directly, cutting out any third-party. This means no one can steal your donation and no one will charge you for it either.

They also have a mobile app, so people can make donations from anywhere. From images displayed on their website, it appears that users will have a feed of humanitarian causes to choose from. These can range from surgica…

The advent of the internet in 1999 has drastically changed the mode of music production, distribution and consumption all over the world. Disruptive technology such as the internet, mp3 file format, and so on have reigned supreme for the last decade in the music industry.

Record labels have tried frantically to leapfrog competition in a saturated market with new entrants popping up daily. Now, blockchain is the latest of such disruptive technology with promise to tackle the problem of declining revenue plaguing major stakeholders in the music industry.

The Status Quo
The use of the internet was preached as the salvation for the industry at the very beginning. But then came new business models like the Internet-based subscription services of Spotify and Tidal.
Initially, Spotify presented itself as the solution to remuneration issues in the industry, especially since its revenue grew to over seven hundred million euros in 2013.

Subscription services looked auspicious enough for iT…